2026 Cynergy Cargo Enclosed Trailer 5x8 Basic
- GVWR
- 2,990 lb
- Payload
- 2,150 lb
- Length
- 8′
- Width
- 5′
- Axles
- 1
- Pull type
- Bumper Pull
Rent-to-Own No credit check · est. $527.07 due at signing $183.85/mo
Add a down payment or change your county
- What you'll pay over the term (12 months, tax included)
- $5,098.56
- Total of payments on the agreement Rent only, before tax: the figure the rental-purchase agreement states.
- $4,809.96
What's in the $424.88 monthly payment
- Monthly rent
- $400.83
- Sales tax on the rent (6%, Greenville County)
- $24.05
- Billed each month
- $424.88
What's in the $768.10 due at signing
- First month's rent
- $400.83
- Estimated sales tax on the rent (6%, the Greenville, SC rate)
- $24.05
- Security deposit HMG's paperwork calls this the "Non-Refundable Fee".
- $108.22
- Title & registration
- $135.00
- Doc fee
- $100.00
- Your down payment
- $0.00
- Due at signing, estimated
- $768.10
Paying it off early (figures before tax)
You can buy the trailer outright at any time. On a 12-month agreement you pay 15% less than the payments still scheduled. The agreement works this buy-out out on the rent before tax ($400.83/month), not on the $424.88 you are billed. So these figures are lower than the monthly payment above by the tax, on purpose. The deposit and fees are not refunded or credited.
| After | Rent left, before tax | Pay this to own it |
|---|---|---|
| 3 months | 9 × $400.83 | $3,066.35 |
| 6 months | 6 × $400.83 | $2,044.23 |
| 9 months | 3 × $400.83 | $1,022.12 |
- What you'll pay over the term (24 months, tax included)
- $5,596.08
- Total of payments on the agreement Rent only, before tax: the figure the rental-purchase agreement states.
- $5,279.28
What's in the $233.17 monthly payment
- Monthly rent
- $219.97
- Sales tax on the rent (6%, Greenville County)
- $13.20
- Billed each month
- $233.17
What's in the $576.39 due at signing
- First month's rent
- $219.97
- Estimated sales tax on the rent (6%, the Greenville, SC rate)
- $13.20
- Security deposit HMG's paperwork calls this the "Non-Refundable Fee".
- $108.22
- Title & registration
- $135.00
- Doc fee
- $100.00
- Your down payment
- $0.00
- Due at signing, estimated
- $576.39
Paying it off early (figures before tax)
You can buy the trailer outright at any time. On a 24-month agreement you pay 20% less than the payments still scheduled. The agreement works this buy-out out on the rent before tax ($219.97/month), not on the $233.17 you are billed. So these figures are lower than the monthly payment above by the tax, on purpose. The deposit and fees are not refunded or credited.
| After | Rent left, before tax | Pay this to own it |
|---|---|---|
| 6 months | 18 × $219.97 | $3,167.57 |
| 12 months | 12 × $219.97 | $2,111.71 |
| 18 months | 6 × $219.97 | $1,055.86 |
- What you'll pay over the term (36 months, tax included)
- $6,618.60
- Total of payments on the agreement Rent only, before tax: the figure the rental-purchase agreement states.
- $6,243.84
What's in the $183.85 monthly payment
- Monthly rent
- $173.44
- Sales tax on the rent (6%, Greenville County)
- $10.41
- Billed each month
- $183.85
What's in the $527.07 due at signing
- First month's rent
- $173.44
- Estimated sales tax on the rent (6%, the Greenville, SC rate)
- $10.41
- Security deposit HMG's paperwork calls this the "Non-Refundable Fee".
- $108.22
- Title & registration
- $135.00
- Doc fee
- $100.00
- Your down payment
- $0.00
- Due at signing, estimated
- $527.07
Paying it off early (figures before tax)
You can buy the trailer outright at any time. On a 36-month agreement you pay 25% less than the payments still scheduled. The agreement works this buy-out out on the rent before tax ($173.44/month), not on the $183.85 you are billed. So these figures are lower than the monthly payment above by the tax, on purpose. The deposit and fees are not refunded or credited.
| After | Rent left, before tax | Pay this to own it |
|---|---|---|
| 6 months | 30 × $173.44 | $3,902.40 |
| 12 months | 24 × $173.44 | $3,121.92 |
| 18 months | 18 × $173.44 | $2,341.44 |
| 24 months | 12 × $173.44 | $1,560.96 |
- What you'll pay over the term (48 months, tax included)
- $8,121.60
- Total of payments on the agreement Rent only, before tax: the figure the rental-purchase agreement states.
- $7,661.76
What's in the $169.20 monthly payment
- Monthly rent
- $159.62
- Sales tax on the rent (6%, Greenville County)
- $9.58
- Billed each month
- $169.20
What's in the $512.42 due at signing
- First month's rent
- $159.62
- Estimated sales tax on the rent (6%, the Greenville, SC rate)
- $9.58
- Security deposit HMG's paperwork calls this the "Non-Refundable Fee".
- $108.22
- Title & registration
- $135.00
- Doc fee
- $100.00
- Your down payment
- $0.00
- Due at signing, estimated
- $512.42
Paying it off early (figures before tax)
You can buy the trailer outright at any time. On a 48-month agreement you pay 30% less than the payments still scheduled. The agreement works this buy-out out on the rent before tax ($159.62/month), not on the $169.20 you are billed. So these figures are lower than the monthly payment above by the tax, on purpose. The deposit and fees are not refunded or credited.
| After | Rent left, before tax | Pay this to own it |
|---|---|---|
| 6 months | 42 × $159.62 | $4,692.83 |
| 12 months | 36 × $159.62 | $4,022.42 |
| 18 months | 30 × $159.62 | $3,352.02 |
| 24 months | 24 × $159.62 | $2,681.62 |
| 36 months | 12 × $159.62 | $1,340.81 |
How rent-to-own works, and what it costs The plain version: what the whole term adds up to, what you pay to take it home, and when a bank loan is the better move.
Monthly figures above include sales tax, because that is what you are billed each month. Tax is charged on the rent only, never on the deposit or the fees, and is estimated here at the 6% Greenville, SC rate (our own location). The rate that actually applies depends on your address, so pick your county to see your own; the exact amount is confirmed at signing. The early-payoff figures and the total of payments on the agreement are stated before tax, which is how the rental-purchase agreement itself states them.
Estimate only, and not a loan. No down payment is required, but there is an amount due at signing (a deposit, fees, tax and your first payment) which we will confirm before you sign. Terms run 12 to 60 months; the longer the term, the more it costs overall.
Estimate your payment With financing $67/mo*
Estimated payment with approved credit. $390 down, APR 10.9%, 72 months. Taxes, title, and fees not included. Not a financing offer or commitment. Subject to lender approval.
Specifications
The basics
- Sub-Model
- 5x8 SA - Basic
- Color
- Pink
- Condition
- New
Weights & Capacities
- GVWR
- 2,990 lb
- Payload
- 2,150 lb
- Curb weight
- 840 lb
Dimensions
- Length
- 8′
- Width
- 5′
- Height
- 5′
- Interior height
- 5′
More specifications (5)
Axles & Running Gear
- Axles
- 1
Construction
- Floor / decking
- 3/4" Plywood24" OC
- Roof
- Thermocool24" OC
Doors & Access
- Rear door
- Ramp Door
Other
- Pull type
- Bumper Pull
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