How it works
Three steps, and we do the shopping around.
Tell us what you are after.
Which trailer, what you can put down, and what you want the payment to be. That is the whole form, and asking does not run a credit check.
We match you with the right lender.
We work with several, personal and commercial. We know which ones say yes to what, so you apply once instead of filling in four applications to find out.
Sign and tow.
You apply with the lender we point you at, and they set the final terms. Once it is approved, hook up and pull it home. Plenty of people do that the same day.
Wide Range of Financing Options
We work with multiple lenders to help buyers across a wide range of credit profiles. Pick the option that fits, click Apply, and we’ll handle the rest.
Our lenders
Who we work with, and what each one is good for.
Apply directly with any of them. If you are not sure which one fits, send us the short form and we will tell you.
Personal Financing
- Local lending company offering $0 down
- Up to 12 months ZERO interest
- Easy payment options with rates as low as 18% after promotional period
- Loans Up to $15,000
- Great for customers with good credit who plan to pay off their trailer quickly
- National Installment Loan Provider
- ZERO down for well qualified buyers
- Rates as low as 9%
- Loans up to $20,000
- Terms from 2 to 5 years
- Nationwide Trailer and Equipment Lender
- Options include $0 down with rates as low as 12%
- Loans up to $25,000
- Perfect for customers with great credit who are looking to purchase a trailer for personal or business use
- (RTO) Rent-To-Own financing
- No down payment required on trailers up to $20,000
- No credit check!
- Easy payment options and terms
- HMG will do all the DMV registration for you
- At end of the term, you own the trailer
- Early buyout discounts available
- Great for customers who have little or no credit
Commercial Financing
- Business only lending, no effect on personal credit
- Trailer is financed, not leased, customer owned from day 1
- Soft pulls on personal credit (only if needed)
- Start up programs allowed
- Finance up to $250,000 on the same approval
- Trio can title and tag in all 50 states
- Up to 100% financing to minimize cash outlay
- Minimum time in business - 1 year
- Minimum financed amount - $5,000
- Extended terms out to 60 months
- New or used - multiple units financed on one contract
- Trailer and equipment financing for business or commercial purchases
- Same lender we use for personal financing, now on a business application
- Apply takes just a few minutes
- All financing subject to credit approval
- Lease to own financing for businesses
- Only $599 down payment
- Early payoff option before 5 months
- Loans up to $25,000
- Financing company handles title and tags
No credit, or credit you would rather not have looked at
Rent-to-own does not check credit at all.
You pay monthly, we handle the registration, and at the end of the term the trailer is yours. There is an early buyout if you want to finish sooner. It costs more by the end than a loan does, so if a lender will approve you, take the loan. If none will, this is how you get the trailer.
Questions we get
Before you ask us.
Financing or rent-to-own?
A loan costs less by the end and you own the trailer from day one, but you have to qualify for it. Rent-to-own takes no credit check and you can leave with the trailer today, and it costs more over the full term. If a lender will approve you, take the loan.
What decides whether I get approved?
Credit history, income, how much you put down, and how big the loan is next to the price of the trailer. Business buyers get asked how long the business has been running. Each lender weighs those differently, which is the reason we work with more than one.
Do I need money down?
Several of the lenders above advertise zero down for well qualified buyers. Whether you get that is their decision, not ours. Money down lowers the payment either way, and it can turn a borderline approval into an approval.
Does asking here hurt my credit?
No. The form on this site is a request, not an application, and nothing gets pulled when you send it. The credit check happens on the lender's own application, and each lender tells you what kind of check it runs before you submit anything.
Rather talk to somebody first?
Call or text (864) 349-1599, or email greenville@trailersource.com and we will walk you through which lender fits before you fill in anything.