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Enclosed Trailers

2026 Cynergy Cargo Enclosed Trailer 7x12 Advanced

Today's Price
$7,000
Stock #64866 · VIN 55YBE1222TN064866
GVWR
7,000 lb
Payload
5,040 lb
Length
12′
Width
7′
Axles
2
Pull type
Bumper Pull
Rent-to-Own No credit check · est. $801.73 due at signing $356.73/mo
Add a down payment or change your county
Monthly payment
$356.73/mo
incl. 6% Greenville County sales tax. Your exact rate follows your address.
Due at signing (est.)
$801.73
includes estimated 6% sales tax
What you'll pay over the term (36 months, tax included)
$12,842.28
Total of payments on the agreement Rent only, before tax: the figure the rental-purchase agreement states.
$12,115.44
What's in the $356.73 monthly payment
Monthly rent
$336.54
Sales tax on the rent (6%, Greenville County)
$20.19
Billed each month
$356.73
What's in the $801.73 due at signing
First month's rent
$336.54
Estimated sales tax on the rent (6%, the Greenville, SC rate)
$20.19
Security deposit (3% of the price) HMG's paperwork calls this the "Non-Refundable Fee".
$210.00
Title & registration
$135.00
Doc fee
$100.00
Due at signing, estimated
$801.73
Paying it off early (figures before tax)

You can buy the trailer outright at any time. On a 36-month agreement you pay 25% less than the payments still scheduled. The agreement works this buy-out out on the rent before tax ($336.54/month), not on the $356.73 you are billed. So these figures are lower than the monthly payment above by the tax, on purpose. The deposit and fees are not refunded or credited.

After Rent left, before tax Pay this to own it
6 months 30 × $336.54 $7,572.15
12 months 24 × $336.54 $6,057.72
18 months 18 × $336.54 $4,543.29
24 months 12 × $336.54 $3,028.86

How rent-to-own works, and what it costs The plain version: what the whole term adds up to, what you pay to take it home, and when a bank loan is the better move.

Monthly figures above include sales tax, because that is what you are billed each month. Tax is charged on the rent only, never on the deposit or the fees, and is estimated here at the 6% Greenville, SC rate (our own location). The rate that actually applies depends on your address, so pick your county to see your own; the exact amount is confirmed at signing. The early-payoff figures and the total of payments on the agreement are stated before tax, which is how the rental-purchase agreement itself states them.

Estimate only, and not a loan. No down payment is required, but there is an amount due at signing (a deposit, fees, tax and your first payment) which we will confirm before you sign. Terms run 12 to 60 months; the longer the term, the more it costs overall.

Estimate your payment With financing $120/mo*
Estimated monthly payment
$120/mo
Term

Estimated payment with approved credit. $700 down, APR 10.9%, 72 months. Taxes, title, and fees not included. Not a financing offer or commitment. Subject to lender approval.

Specifications

The basics

Sub-Model
7x12 TA - Advanced
Color
Dove Gray
Condition
New

Weights & Capacities

GVWR
7,000 lb
GAWR
3,500 lb
Payload
5,040 lb
Curb weight
1,960 lb

Dimensions

Length
12′
Width
7′
Height
7′
Interior height
6′ 9″
More specifications (5)

Axles & Running Gear

Axles
2

Construction

Floor / decking
3/4" Plywood16" OC
Roof
Thermocool24" OC

Doors & Access

Rear door
Ramp Door

Other

Pull type
Bumper Pull
See all Cynergy Cargo models The full Cynergy Cargo lineup we stock and order, with specs and brochures.
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